Is the love of money really evil?

Q. Is the love of money really evil? You can't live without it, and it does great things for the church when a church has it. What does 1 Tim. 6:10 really mean?

1 Tim. 6:10-12
10* For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs. 11* But flee from these things, you man of God, and pursue righteousness, godliness, faith, love, perseverance and gentleness. 12* Fight the good fight of faith; take hold of the eternal life to which you were called, and you made the good confession in the presence of many witnesses.

Heb. 13:5
5* Make sure that your character is free from the love of money, being content with what you have; for He Himself has said, "I WILL NEVER DESERT YOU, NOR WILL I EVER FORSAKE YOU,"

In our present day western culture, we are completely and utterly surrounded by materialism and materialistic people. It is unfortunate that many Christians also head down this path to their own detriment and to the detriment of the Church.

Part 2

Of course very few Christians set out to be blatantly materialistic. Rather, it starts like a cancer and slowly eats away at you. Because it is so subtle, there is also plenty of opportunity to rationalize: "I just want a bit of extra money", "I'm building up my business", "I can give more to God", "I want to evangelize wealthy business people" etc. Now there is nothing inherently wrong with money and possessions but when they become the focus of lives, then they become evil. Are we striving after more money? More possessions? Are we focussed on getting to the next level in our organization? These are sure indicators of the evil of materialism. We all need to heed Jesus words:

Luke 16:9-15
9* "And I say to you, make friends for yourselves by means of the wealth of unrighteousness, so that when it fails, they will receive you into the eternal dwellings. 10* "He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much. 11 "Therefore if you have not been faithful in the use of unrighteous wealth, who will entrust the true riches to you? 12* "And if you have not been faithful in the use of that which is another's, who will give you that which is your own? 13* "No servant can serve two masters; for either he will hate the one and love the other, or else he will be devoted to one and despise the other. You cannot serve God and wealth." 14* Now the Pharisees, who were lovers of money, were listening to all these things and were scoffing at Him. 15* And He said to them, "You are those who justify yourselves in the sight of men, but God knows your hearts; for that which is highly esteemed among men is detestable in the sight of God.

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